Luke 19:22-23

The master said he would judge the servant on the basis of his own words, namely, that the master was an exacting man who demanded much from his servants (Luke 19:21). Rather than commending him the master condemned this servant calling him worthless, that is, unproductive (cf. 1 Corinthians 9:27; James 2:14; James 2:16; James 2:20; James 2:26). He had produced nothing of value for the master. The master’s character should have moved the servant to productive service rather than passive sloth. Even by depositing his investment in a bank the servant could have earned some interest for the master with little risk. Probably the bank in the parable represents a safe investment with comparatively little risk.