When one reads the Bible, particularly the New Testament, he gains the feeling that what we call the Christian life or the Christian salvation is different from what the Scriptures describe. After thinking about this difference for some years I have come to the conclusion that we have created a plan of salvation that is not scriptural. I think the root of the problem is a misunderstanding of what the Apostle Paul meant by "grace." I think also that the philosophy of Dispensationalism, with its emphasis on a special "dispensation of grace" uniquely different from what is found in the Old Testament, has made a major contribution to the unscriptural beliefs and practices we see today.