Quote by K.C. Moser

“The difference between one who refuses baptism, and one who in penitence and faith is baptized, lies not in the mere fact that one has not been baptized while the other has obeyed the Lord in this respect. The real difference in such persons is in their faith. One can easily believe all the facts of the gospel and still refuse baptism. But one whose faith means trust in Christ will never refuse it.”